SunForce Energy — The New Era of Solar
SunForce Energy · Utah Homeowner Presentation · 2026
The Best Time In History To Go Solar

Congress ended the old homeowner solar tax credit in 2025. What replaced it is better for you — and most homeowners don't know it yet.

Under 25D you hoped for the credit  ·  Under 48E the discount is guaranteed
30% Guaranteed discount
baked into your price
~70% What you actually
finance — not 100%
Dec 31 Old homeowner credit
gone — this replaces it
Federal Law · Signed July 4, 2025
What The Law
Changed For You

President Trump signed H.R.1 — the One Big Beautiful Bill — ending the old 30% residential solar tax credit. But here's what most homeowners don't know: the law kept a commercial version of the credit that SunForce Energy passes directly back to you as a guaranteed discount on your system price.

What This Means For You
The old credit required you to wait until tax season — and hope you had enough tax liability to use it. This program doesn't work that way. The savings come off your system price before you sign anything. You don't need a certain income. You don't need a CPA. The discount is simply already there.
26 U.S.C. § 25D · TERMINATED DEC 31, 2025
Residential Clean Energy Credit

The old homeowner tax credit. If you bought solar, you could claim 30% on your taxes — if you had enough tax liability to use it. It's now permanently gone.

  • Status: Permanently expired — no new installations qualify
  • Problem: Most homeowners couldn't fully use it
  • Problem: You waited until tax season to find out
  • Problem: Never guaranteed — depended on your tax bill
26 U.S.C. § 48E · ACTIVE THROUGH 2027
Clean Electricity Investment Credit

The commercial ITC. A third-party owner claims 30% of the system cost from their taxes, then passes that value back as a discounted price — day one, guaranteed.

  • Status: Fully active — safe harbor extends to 2030
  • Key: Corporation uses 100% of the credit — nothing wasted
  • Key: Discount is in the price before you sign anything
  • Key: No personal tax liability required from customer
Your Investment Breakdown · 48E Program
You Pay 30% Less
Before Day One
System Cost Breakdown
~70% you finance not 100%
~70% You finance
~30% Covered by 48E credit
$30,000 Full system cost
$9,000 48E credit discount
=
$21,000 What you finance
Credit captured by tax equity partner −30%
Discount applied to your loan Before you sign
Tax liability required from you $0
Ownership transfers to you Year 5–6
Under 25D you hoped for the credit  ·  Under 48E it's guaranteed

25-Year Cost Projection · Rocky Mountain Power vs. Solar
Your Bill Keeps Rising.
Yours Stays Flat.

Rocky Mountain Power rates have risen an average of 3–5% per year. AI data centers are accelerating that. Your solar payment never changes. The gap between what your neighbors pay and what you pay grows every single year.

$600 $500 $400 $300 $200 $100 $0
$60K–$120K total savings Year 1 Year 6 Year 13 Year 19 Year 25 Utility Bill (+4.5%/yr) Your Solar Payment
4.5% Avg annual
utility increase
$0 Annual increase
on your solar
$60K–$120K Estimated total
25-year savings
Equipment Compliance + State Law
Two Laws That
Protect You

The One Big Beautiful Bill didn't just change the tax credit. It required programs like SunForce's to use premium, compliant equipment. And Utah's HB57 gave customers legal protections no solar buyer has ever had before.

Federal — FEOC Compliance Rule
Foreign Entity of Concern

Starting 2026, any system claiming the 48E credit must use equipment NOT made by companies tied to China, Russia, North Korea, or Iran. Cheap Chinese panels are out. The equipment on your roof must be premium.

✕  Banned Under 48E
  • Chinese-manufactured panels (Jinko, LONGi, Trina)
  • Chinese inverters subject to FEOC rules
  • Components with 25%+ foreign government equity
  • Equipment from Russia, North Korea, Iran
~70%+ of global solar supply is FEOC-flagged
✓  What We Install
  • Hyundai Energy Solutions — Korean-made
  • REC Group / Maxeon — Non-FEOC premium
  • Enphase microinverters — US-designed, compliant
  • Only approved vendor list equipment qualifies
48E compliance — 40% non-FEOC required (2026)

Utah State Law · 2025 · Signed by Governor
Utah HB57 + Title 54
HB57 — Consumer Protection
  • Payments can't start until system is actually producing energy
  • If system produces less than 80% of estimates for 18 months, retailer must fix it within 6 months
  • Solar retailers must register with state and post a $100K–$300K bond
  • Full written disclosure of all savings estimates and assumptions — required by law
  • 4-business-day cancellation window after signing
Title 54, Ch. 15 — Net Metering Rights
  • Utah law guarantees your right to send excess solar back to the grid
  • Rocky Mountain Power must provide billing credits for excess production
  • Customers protected from unilateral rate structure changes
  • These rights are locked in at the time you sign
  • Waiting risks losing favorable terms if policy changes
Your Legal Protections — Plain English
Utah law says you can't be charged until your system is actually producing energy. If it underperforms, they're legally required to fix it. And federal law now requires the panels on your roof to be premium-grade, compliant equipment — so you're getting better hardware as part of the deal.
Utah Electricity Market · EIA Data · 2020–2026
The Bill That Never Stops
Going Up

This isn't a prediction. It's a documented pattern — confirmed by the U.S. Energy Information Administration, Rocky Mountain Power's own filings, and Utah's Public Service Commission records.

+~24% Utah electricity rate increase
over the last 5 years
Source: EIA · Rocky Mountain Power filings
30.5% RMP rate increase requested
in 2024 — single filing
Source: Utah Public Service Commission · 2024
Current Utah electricity demand
projected from AI data centers
Source: Grist / Utah Clean Energy · 2025
Rocky Mountain Power · Utah Residential Rate History 📊 Source: U.S. Energy Information Administration · eia.gov/state/utah
17¢ 14¢ 11¢
2019 9.2¢ 2020 9.4¢ 2021 9.9¢ 2022 11¢ +11% 2023 11.3¢ 2024–25 ~15¢ W/ ALL FEES 2026+ PROJECTED 17¢+

Why It's About To Accelerate — Dramatically 📊 Source: Utah News Dispatch · Grist · Stateline.org · 2025
🏗️
Massive Construction Underway

Meta, Google, Microsoft, QTS, and others are actively building hyperscale data centers in Eagle Mountain, Millard County, and along Utah's tech corridor. Google delayed a campus only due to power constraints — not lack of interest.

Source: Grist / Salt Lake Tribune · 2025 →
4× Current Demand Projected

Utah data centers alone could demand up to four times what all Utah residents and businesses currently consume. This isn't speculative — it's based on the actual capacity of facilities already permitted and under construction.

Source: Utah Clean Energy · Logan Mitchell, Climate Scientist →
💸
Costs Flow to Residents

70% of last year's increased electricity costs nationally were the result of data center demand, per Monitoring Analytics — the independent watchdog for the mid-Atlantic grid. Utah is not immune. Grid upgrades get billed to all ratepayers.

Source: KUTV / AP · Utah Data Center Power Impact →
📜
Utah Legislature Is Alarmed

Utah passed SB 132 specifically to let data centers build their own power plants off the public grid — an acknowledgment that the utility cannot absorb this demand without impacting all other customers. Lawmakers are explicitly worried about your bill.

Source: Utah News Dispatch · April 2025 →
"

The proposed rate increase from Rocky Mountain Power would be laughable if it wasn't so dangerous. The proposal is completely unacceptable.

Utah Governor Spencer Cox · Responding to RMP's 30.5% rate increase request · 2024
Source: Utah News Dispatch · July 2024 →

📈
Without Solar
  • Pay 2019 prices? No. Pay 2020 prices? No.
  • Pay today's inflated rate — and it goes up every year
  • Subject to every future RMP rate case
  • Exposed to AI grid cost pass-through
  • Zero protection from wildfire surcharges, fuel costs, infrastructure fees
🔒
With Solar — Rate Locked Today
  • Your solar payment is fixed for 25 years
  • Every rate hike RMP gets approved — you're immune
  • AI data center costs passed to the grid? Not your problem
  • HB57 legally protects your agreement
  • Net metering credits for excess production under Title 54
The Bottom Line
Utah electricity rates have risen approximately 24% in 5 years. Rocky Mountain Power has a 30.5% increase already filed. AI data centers are about to put unprecedented pressure on the same grid your home is connected to. The only question is whether you're paying their infrastructure costs — or you've already locked in your rate.
Program Mechanics · Prepaid PPA / Synthetic Cash
How The Program
Actually Works
One Sentence — Then Go Deeper
"A corporation buys your solar system, claims the tax credit you can't access anymore, and gives you the savings as a discount off the price — you finance only 70%, own the system in 6 years, and your rate is locked for 25."
01
A Tax Equity Partner Purchases the System

A federally compliant tax equity investor purchases the solar system on your behalf. They own it legally for approximately 6 years. Their ownership is what allows the 48E credit to be claimed. Corporations can use 100% of this credit — most homeowners could not.

26 U.S.C. § 48E — Clean Electricity Investment Credit
02
The Tax Value Is Passed Back as Your Discount

The 30% ITC plus MACRS accelerated depreciation is worth 30–50% of the system cost. The investor passes approximately 30% back to you as a reduced system price. That's not a rebate or a check in the mail — it's taken off the financed amount before a single payment is made.

Typically: ~70% of system cost is what the customer finances
03
You Finance Only ~70% — Lower Payment Day One

Because the starting loan amount is 30% lower, your monthly payment is meaningfully lower than a traditional purchase. Your day-one savings vs. your utility bill are larger, and your payoff is faster — and you never needed to qualify for or claim any tax credit yourself.

Day-one savings — no waiting until tax season
04
At Year 5–6: Full Ownership Is Yours

After the IRS-required hold period, ownership transfers to you for a pre-agreed nominal amount. At that point it's your system outright — no monthly payment, no ongoing obligation, 100% of the remaining production value is yours to keep.

IRS recapture period complete — full ownership transfer

What You Get
  • ~30% lower financed amount — baked into your price
  • A lower monthly payment from your very first bill
  • FEOC-compliant, premium equipment on your roof
  • 25-year energy rate lock — immune to Rocky Mountain Power hikes
  • Net metering credits under Utah Title 54
  • Full ownership after 5–6 years — automatically
What You Do NOT Give Up
  • You are NOT permanently locked into a lease
  • No annual rate escalator — your payment stays the same
  • No tax liability or income requirement to qualify
  • This is NOT a 25-year lease with no way out
  • Selling your home is NOT complicated — no monthly payments to transfer
  • Your tax return is NOT affected or tied to this agreement
Industry Validation · 2025–2026
Every Major Company
Uses This Program

This isn't a SunForce-only program. Prepaid third-party ownership has been the dominant solar finance structure nationally for over a decade. With the old homeowner credit gone, it's now the only way for homeowners to access a federal tax incentive — and every major player in the industry is using it.

Sunrun
The #1 residential solar company in the US. Has run prepaid PPA products for over a decade. Now the primary vehicle for homeowners to access the 48E credit. ~800,000 customers nationally.
How Sunrun's PPA captures the 48E credit →
NATIONAL
Tesla Energy
Added deferred ownership / year-6 buyout provisions to their lease products in October 2025 specifically to capture the 48E credit window before it closes.
Tesla Energy solar financing →
NATIONAL
Palmetto / LightReach
Finance infrastructure powering TPO solar across dozens of installer partners in 22+ states. Uses the 48E credit to pass savings through to homeowners via lease and PPA structures.
LightReach 48E lease structure →
PLATFORM
Sunnova
Historically used prepaid structures for bonus depreciation — now fully leveraging 48E. Offers EZ Own and EZ Pay products across 18 states.
Sunnova EZ Own plan details →
NATIONAL
CollectiveSun
Over a decade helping organizations indirectly benefit from federal tax credits — the exact same structure now available to residential customers through this program.
How CollectiveSun captures tax credits →
PLATFORM
HDM Renewable Finance
Dedicated solar finance platform powering multiple installer networks with prepaid PPA structure. One upfront payment, maintenance included, clear ownership transfer path.
How prepaid PPAs work — explained →
PLATFORM
Nova Solar
Launched an in-house prepaid PPA immediately after OBBBA passage — offered to a limited number of customers on first-come, first-served basis citing available tax capacity.
Nova Solar's 48E deferred ownership explainer →
REGIONAL
Participate Energy
SunForce Energy's finance partner in Utah. Their Synthetic Cash model captures the 48E ITC and MACRS depreciation, and passes the equivalent 30% discount directly to you as a lower system price.
Participate Energy — Prepaid Lease program →
SUNFORCE PARTNER
You're In Good Company
The largest solar company in America — Sunrun — has run this exact structure for years. Tesla launched their version in October 2025. This isn't a startup experiment. It's the direction the entire solar industry has moved — and SunForce Energy has access to it for Utah homeowners right now.
Your Solar Journey

From the day you sign to the day your system goes live — here's exactly what happens, step by step.

01
Day 1
Docs Signed & Credit Approval

You review and sign your solar agreement. Credit approval is processed — this is a soft pull and typically completes same day. Once approved, your project is officially in motion and submitted to the install team.

Agreement signed Credit approved Project submitted
02
Week 1–2
Site Survey

A certified technician visits your home to inspect your roof, electrical panel, attic space, and utility meter. They take measurements and photos so the engineering team can design a system perfectly matched to your home.

Roof inspection Panel assessment System sizing
03
Week 2–3
Engineering Design

Licensed engineers use the site survey data to create a custom system layout — panel placement, inverter location, wiring diagram, and structural load calculations. You'll see exactly how your system will look on your home.

Custom layout Structural review Electrical design
04
Week 3–5
City Permits

Your engineering package is submitted to your local municipality for permit approval. This step is handled entirely by SunForce Energy — you don't need to visit any office or fill out any forms. Permit timelines vary by city but typically take 1–3 weeks.

Handled for you City submission Approval tracked
05
The Big Day
Installation

Your certified install crew arrives and gets to work. A typical residential installation takes one to two days. They mount your FEOC-compliant panels, install the inverter, run all wiring, and leave your home clean and ready for inspection. This is the day you've been waiting for.

Panels mounted Inverter installed Wiring complete
06
Post-Install
Inspections

A city inspector visits to verify your system meets all local building and electrical codes. This is required before your system can be turned on. SunForce Energy coordinates the inspection scheduling — you just need to be available for a brief visit.

City inspection Code verification Utility notification
07
You're Live
Permission to Operate

Rocky Mountain Power issues your Permission to Operate (PTO) — the final green light. Your system is switched on, starts generating clean energy, and your net metering agreement activates. From this moment, your locked-in solar rate replaces your utility bill. Welcome to energy independence.

PTO issued System activated Net metering live
6–10 Weeks start
to finish
0 Forms you
have to file
25 Years of locked
energy savings
SUNFORCE ENERGY
UTAH HOMEOWNER PRESENTATION · 2026